Business Insurance / Commercial Insurance

Business Owner’s Policy (BOP)

As a business owner, choosing the right business insurance is one of the most important decisions you will make.

We at Pichard Insurance Agency can help. We can work with you to find the right combination of coverage options for your unique business. We start with a Business Owners Policy (BOP). This policy combines property coverage, liability, and coverage for business interruption that is ideal if your business is small to medium-sized, and meets eligibility requirements.

Starting with a BOP allows you to customize the policy coverage to suit your business’s unique needs, including adding supplemental coverage.

Commercial Property Insurance

Commercial property insurance is one of the most common types of business insurance, protecting buildings and the personal property within. The inventory contained within the building may be covered additionally. The kind of coverage within the policy will vary among insurance companies.

Commercial Umbrella

Umbrella policies are vital for businesses. If a catastrophic loss occurs, a commercial umbrella insurance policy can affect whether your business survives the failure or not. When a devastating liability loss hits your business, and the loss exceeds your BOP’s liability coverage, the commercial umbrella policy is available to protect your business and keep it going.

General Liability Insurance

Also known as commercial liability insurance, general liability insurance broadly covers the liability exposures of a business. A typical general liability insurance policy will cover bodily injury and property damage liability, as well as advertising injury caused by your business, employees, or services.

Commercial Auto

Commercial auto insurance protects your business’s vehicles and drivers used within your company. This type of insurance covers any physical injury or property damage that occurs while operating the company vehicle. Injuries to the driver, passengers, and anyone else resulting from the car may also be covered.

Workers’ Compensation

Workers’ compensation is a must for any business with employees. It covers medical care and rehabilitation for employees injured on the job. It also helps replace wages that are lost when the employee is unable to work. Workers’ compensation coverage is very important, and it is usually required by state law.

Church Insurance

Church insurance is special insurance protection designed to cover the needs of churches and other religious organizations. Policies may cover the church property, including the buildings and contents and church vehicles and employees.

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Pichard Insurance is locally owned and operated

Pichard Insurance Agency, locally-owned and independent for more than 50 years, serves the entire Tallahassee area and the Florida counties of Leon, Jefferson, Wakulla, and Gadsden. We’re ready to help you get the best business insurance coverage you can get for an affordable price. Visit our website and get a quote today!

Types of Business Insurance

  • Apartments
  • Auto Repair/Mobile Auto Repair
  • Child Care
  • Church
  • Civic Organizations
  • Condominiums
  • Contractor & construction
  • Education
  • Horse Farm
  • Human Services
  • Manufacturing
  • Medical
  • Non Profit
  • Office
  • Outdoor Activities
  • Performing Arts
  • Professional
  • Public Entity
  • Real Estate / Property Owner
  • Restaurant
  • Retail
  • Schools
  • Service
  • Special Event
  • Transportation
  • Wholesaler

Options include:

  • General Liability
  • Professional Liability
  • Church Insurance
  • Worker’s Compensation
  • Errors & Omissions
  • Cyber Security Insurance
  • Garage liability
  • Umbrella
For Local Insurance Services,
Contact Pichard Insurance Agency today for a FREE Quote.
850-877-8029