Commercial & Business Insurance & Professional Liability Insurance In Tallahassee, Quincy, Havana, Monticello, Crawfordville, FL, and the Surrounding Areas

Business Owner’s Policy (BOP)

As a business owner, choosing the right business insurance is one of the most important decisions you will make.

We at Pichard Insurance Agency can help. We can work with you to find the right combination of coverage options for your unique business. We start with a Business Owners Policy (BOP). This policy combines property coverage, liability, and coverage for business interruption that is ideal if your business is small to medium-sized, and meets eligibility requirements.

Starting with a BOP allows you to customize the policy coverage to suit your business’s unique needs, including adding supplemental coverage.

Commercial Property Insurance

Commercial property insurance is one of the most common types of business insurance, protecting buildings and the personal property within. The inventory contained within the building may be covered additionally. The kind of coverage within the policy will vary among insurance companies.

Commercial Umbrella

Umbrella policies are vital for businesses. If a catastrophic loss occurs, a commercial umbrella insurance policy can affect whether your business survives the failure or not. When a devastating liability loss hits your business, and the loss exceeds your BOP’s liability coverage, the commercial umbrella policy is available to protect your business and keep it going.

General Liability Insurance

Also known as commercial liability insurance, general liability insurance broadly covers the liability exposures of a business. A typical general liability insurance policy will cover bodily injury and property damage liability, as well as advertising injury caused by your business, employees, or services.

Commercial Auto

Commercial auto insurance protects your business’s vehicles and drivers used within your company. This type of insurance covers any physical injury or property damage that occurs while operating the company vehicle. Injuries to the driver, passengers, and anyone else resulting from the car may also be covered.

Cyber Liability Insurance

In today’s digital age, cyber threats are a growing concern for businesses of all sizes. Pichard Insurance Agency helps businesses find the right specialized cyber liability insurance. This insurance is designed to protect your business from the financial fallout of data breaches, cyberattacks, and other online threats. Our comprehensive coverage can be customized to include data recovery, legal fees, and liability protection, ensuring your business can quickly recover and continue operations with minimal disruption. Safeguard your business with cyber liability insurance from a trusted local provider in Crawfordville, Havana, Monticello, Quincy, Tallahassee, FL, and the surrounding areas.

Workers Comp Insurance

Workers Comp Insurance is a must for any business with employees. It covers medical care and rehabilitation for employees injured on the job. It also helps replace wages that are lost when the employee is unable to work. Workers’ compensation coverage is very important, and it is usually required by state law.

Learn More

Church Insurance & Non-Profits

Church insurance is special insurance protection designed to cover the needs of churches and other religious organizations. Policies may cover the church property, including the buildings and contents and church vehicles and employees.

Learn More