Do you have enough home insurance to cover the repairs and replacement costs to your home and belongings in Crawfordville, Havana, Monticello, Quincy, Tallahassee, and the surrounding areas? If you have had home insurance for years on your home or you are new to home ownership and want to make sure that you are protecting your investment, it is important to contact Pichard Insurance Agency to find out just how much home insurance you should have. We work for our customers and that means that we will shop the market to find you the best coverage at the best price. Don’t wait until it’s too late, contact our team today.
Home Insurance Covers More Than Just Your Home
The primary purpose of home insurance is to protect what for most people is their largest investment. Do you have the funds available to replace your home if it were wiped out today? Virtually everyone would answer no, and that’s the reason home insurance exists. Even the lenders for home loans don’t want to take the risk of having the home wiped out without protection and they usually require that home insurance is taken out on your home.
But home insurance covers more than just your home, and this is important to know about. Not only did you spend a lot of money just buying your home, but then you spent more money to furnish it. These furnishings are also protected by your home insurance so that if your home has a fire, for example, your clothes, dining room table, and other furnishings will be covered from the loss.
Beyond Home Insurance
Home insurance is a general term for insurance that can cover a number of different styles of homes. Many times rural homeowners are actually farmers and their insurance needs to cover farm property. Sometimes you may live in a condominium so having condo insurance is needed to protect your home. Home insurance can come in a variety of forms because there are a variety of home styles.
For some items that you have at your home, you may need a special addition to your home insurance. Such things could include expensive jewelry, antiques, family heirlooms, and other more expensive items that need additional protection because they likely cannot be replaced easily, if at all. Don’t leave your most expensive asset in Crawfordville, Havana, Monticello, Quincy, Tallahassee, and the surrounding areas unprotected. Get the help of an independent insurance agent by calling Pichard Insurance Agency today and put our experience to work helping you get the right home insurance.