Church insurance encompasses specific insurance products designed to protect churches, synagogues, other worship houses, and other ministerial locations and functions. Pichard Insurance Agency can help you tailor a policy that fits your budget.
Church Building & Liability Insurance
Churches and other ministerial buildings are more than simply places of worship. They contain expensive electronics and sound systems, office machines, valuable musical instruments, and high-tech phone systems.
Church liability insurance is also essential. Basic liability coverage provides vital protection for the administrators, staff, congregation members, and visitors in the event of an accident or injury. Liability coverage includes bodily injury and property damage, and specific liability coverage options are also available to suit the unique needs of your ministry.
Excess liability insurance provides an umbrella of extra protection beyond the insurance coverage you already have. It is excess over the coverages provided in the underlying policies.
Church Auto Insurance
The most significant liability risk for a ministry is associated with their vehicles. From cars for the staff to vans and buses for transporting members to services or on outings, being on the road is necessary and risky. Solid auto insurance coverage for your church vehicles is a necessity.
Church auto insurance covers not only physical damage involved in an accident but also medical costs. It also protects ministries by providing liability protection and meets various needs, including collision protection and comprehensive coverage.
Church Workers’ Compensation Insurance
Your employees are an asset and deserve to be protected, too. That’s what workers’ compensation insurance does. Workers’ compensation insurance protects your employees by providing coverage for work-related injuries, as well as replacing wages lost during their recovery time.
Professional Liability Insurance
Ministry professional liability insurance protects you and your ministers from claims arising from your profession. Licensed in Florida and Georgia, Pichard Insurance Agency has been your local Tallahassee, FL, independent insurance agency since 1970. We serve the entire area, including the surrounding counties of Jefferson, Leon, Wakulla, and Gadsden.
We’re ready to help you find the best church insurance coverage for you and your ministry today. Contact us via our website and get a quote!